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Consumer Loan Options

Auto Loans

Whether you’re purchasing a new or pre-owned vehicle, Bank of the Lowcountry will tailor a loan package to fit your budget and lifestyle.



  1. New--Bank of the Lowcountry will tailor your new auto loan to fit your lifestyle. If you’re looking for a new car, consider model year, not calendar year. When shopping for a new car, you may get the best price when the dealer wants to move out this year’s model to make room for the new model year which can occur as early as the previous fall.
  2. Pre-owned—It seems everyone offers a CPO (Certified Pre-Owned) program. Most programs stipulate the vehicle’s age and mileage maximums. They also include the vehicle’s history, multi-point inspection and remaining warranty or extension. Bank of the Lowcountry can also find the best deal for your pre-owned vehicle purchased from individuals or independent dealers.
  3. Refinance-- If you’re buying a new car with a rebate tied to financing, go ahead and finance the car with the dealer, keep the loan with them as long as is required by the terms of the rebate and then refinance with Bank of the Lowcountry.


Our auto loan rates are competitive, fair and flexible.

Visit our main website at: www.banklowcountry.com.


Boat Loans

According to Boats.com, it’s much easier (and less expensive) to finance a new boat than it is to finance a used boat. It’s also significantly different than financing a new car. Regardless which you decide to purchase, Bank of the Lowcountry is qualified and experienced in financing both new and pre-owned boats.


At Bank of the Lowcountry, we pride ourselves on making vehicle loans easy and providing low interest rates on your purchases. Our professional and friendly loan officers will work with you one-on-one to find the best loan package to meet your needs.

Consumer Credit/Debit Cards

a person is holding a credit card in front of a laptop computer .

Credit Card features:

  • No Annual Fee
  • 25-day grace period for repayment of balances for purchases

To check your credit card account activity and the current balance, click the link https://www.24-7cardaccess.com/eCustService/


Debit Card Features:

  • No annual fees
  • No transaction fees (use of a non-Bank of the Lowcountry ATM could result in a fee)
  • Withdraw up to $300 cash per day at ATM’s and make purchases up to $1200 per day
  • Make purchases day or night around the clock, seven days a week, at over 20 million MasterCard merchants


Bank of the Lowcountry now offers “instant issue” debit cards! Open a checking account with us today and get your debit card instantly (some restrictions may apply- see one of our Customer Service Representatives for details).  Speak to one of our business banking professionals to find the business bank account or credit card that’s right for you.

Banking Services

a man and a woman shaking hands with a loan officer while sitting at a table

We are a full services bank, offering savings, loans and checking services for both personal and business:


  • Checking Accounts
  • Savings Accounts
  • Loans - Vehicle, Mortgage, HELOC
  • Business Banking
  • Certificates of Deposit
  • Individual Retirement Accounts
  • Commercial Money Market Accounts


Call Today
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